Living in NSW
Retirement
Applying for a Seniors' card
The scheme is free to join, is not assets-tested and you are not required to disclose your income. To qualify, you must be a New South Wales permanent resident, aged 60 or over and work no more than 20 hours a week.
Planning for retirement
Planning for retirement is about more than money and superannuation. Evidence shows that if you come into retirement as healthy as possible, you are more likely to stay that way.
Age Pension
If you have reached retirement age, the pension ensures you have an adequate income in your retirement.
Income planning
Whether you're years away from retirement or already retired, here are some things you can do to secure your financial future.
Senior travel concessions
NSW or interstate holders of a Seniors Card are entitled to half fare concessions on the metropolitan and outer metropolitan public transport network and three special daily excursion tickets.
Seniors Information Service
The NSW Seniors Information Service provides older people and their families and carers with information on the range of services and options available to them.
Aged Care Australia
Find comprehensive impartial information about aged care in Australia and how you can get help.
Financial support and concessions
Find out about financial support and concessions available to seniors living in NSW.
Retirement villages (PDF)
Information about retirement villages and organisations that offer assistance to people living in a village, or considering moving into one.
Private health insurance
This Australian Government website helps you find out about private health insurance policies available in Australia.
Licencing and Registration concesssions
Eligible pensioners can be exempt from licensing and testing fees.
Volunteering NSW
The Centre for Volunteering is the peak body in NSW promoting and supporting volunteering and community participation.
Home help
The Home and Community Care (HACC) Program is a joint Australian and NSW Government initiative to help people live more independently in their own home and community.
Staying active
There are many health and lifestyle benefits of physical activity for older adults. People with an active lifestyle feel healthier and have an improved sense of wellbeing. Beside feeling better, physical activity reduces the risk of heart disease, stroke, colon cancer and diabetes.
Hobbies and games
A list of useful links on gardening, genealogy, card games, chess, puzzles and more.



