Living in NSW
Your home
Buying a home
Visit the Fair Trading website for advice and information to help you buy a new home, or contact the Home Purchase Advisory Service on 1300 468 746.
First home benefits
First home benefits of up to $24,990 are available being the $7,000 First Home Owner Grant and a duty exemption of up to $17,990 under the First Home Plus Scheme.
First Home Purchase Scheme
The First Home Plus scheme provides exemptions or concessions on transfer duty for people who are buying their first home in NSW. This includes buying vacant land on which you intend to build your first home.
Mortgages (PDF)
Helpful information to guide you through how much you can afford, types of lenders and types of loans.
Mortgage assistance
The Mortgage Assistance Scheme provides short-term help if you are experiencing temporary difficulties with home loan repayments because of an unavoidable change in circumstances.
Building and renovating a home
Advice and information to help you build a new home or renovate your property.
NSW Home Builders Bonus
Find out about how you can benefit from the NSW Government's Home Builders Bonus.
Using an agent
The key to successfully selling your home is choosing the right agent. This page gives some guidance to using an agent.
Capital gains tax
A capital gain - or capital loss - is the difference between what it cost you to get an asset and what you received when you disposed of it.
Retirement villages (PDF)
Information about retirement villages and organisations that offer assistance to people living in a village, or considering moving into one.
Compare gas & electricity providers
NSW residents are free to choose their gas and electricity providers. You may be able to continue using your current provider. Alternatively, you may choose to shop around for a better deal.
Saving energy
Simple things you can do in and around your home to save money, power and help reduce our impact on the environment.Advice for tenants
Free, independent information, advice and advocacy for tenants throughout NSW.Renting checklist
Things to consider before moving into a rented property and signing a lease agreement.
Maintenance
When you rent a place to live the landlord must ensure it is in a reasonable state of repair, taking into account the age and remaining life of the property and the amount of rent payable.
Australia Post's Redirection Service
When you move house it is advisable to redirect your mail so that no important letters, bills or memberships get left behind at your old address.
Update your electoral enrolment details
Moving home also means you need to complete an electoral enrolment form after 28 days at your new address to allow you to vote in local, state and federal government elections.
