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Grants and loans

Government grants are available for your businesses as well as government guarantees for loans.

Helping business get back to work

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$3000 grants for small business

Eligible small businesses, not-for-profits, and other business types that have fewer than 20 Full Time Equivalent (FTE) staff (including non-employing businesses, such as sole traders) as at 1 March 2020 can apply for recovery grants of $500 to $3000. 

This grant helps small businesses get back to business by meeting the costs of safely reopening or upscaling operations, for example:

  • making fit-out changes
  • providing staff training and counselling
  • covering advertising and communications expenses
  • purchasing cleaning products or services. 

This grant can only be used for purchases of eligible expenses made from 1 July 2020, where no other government support is available.

Check eligibility and apply online at Service NSW before 11:59pm AEST on Sunday, 16 August 2020.

Service NSW COVID-19 Assistance Finder

Business owners experiencing difficulties due to COVID-19 can find the benefits, rebates and concessions available to them using the Service NSW COVID-19 Assistance Finder.

The Assistance Finder is an easy-to-use online tool that lists the options for financial support best suited to your circumstances.

COVID-19 Assistance Finder

Cash flow for employers payments

The Australian Government's Boosting cash flow for employers payment provides $20,000 to $100,000 to eligible small and medium-sized businesses, and not for profits that:

  • employ people
  • have an aggregated annual turnover under $50 million.

The Australian Taxation Office will deliver the payment as a credit to the business on lodgment of their activity statements. No new forms are required.

Check eligibility for cash flow payment

Create NSW grants for screen, arts and cultural sectors

Create NSW is offering a number of grants and initiatives to assist cultural organisations.

Assistance for exporters

Small and medium exporters in NSW will benefit from almost $13 million in support programs aimed at creating jobs and supporting the regions. The support package includes an assistance grant for exporters.

The $10,000 Export Assistance Grant will be available for up to 1,000 export ready or export capable NSW businesses, helping them access new markets or re-enter old ones where business has ceased. 

Grants will be provided on a matched funding basis.

Find more information and register your interest.

HomeBuilder grant

The Australian Government's HomeBuilder grant provides eligible owner-occupiers with a $25,000 grant to help build new homes or make substantial renovations to existing homes. 

To find out more about the HomeBuilder program and eligibility, visit Revenue NSW.

Loan guarantees

The Australian Government will guarantee 50% of new loans issued by eligible financial institutions to small-to-medium enterprises (including sole traders and not-for-profits).

Check eligibility for loan guarantee

Financial counselling for small businesses in regional areas

The Australian Government has committed more than $4.7 million to provide small regional businesses affected by COVID-19 with access to free and confidential financial counselling.

The funding would help eligible small businesses access the immediate advice and assistance they need to keep afloat and navigate the road to recovery.

Regional small businesses can register their interest by calling 1300 771 741.

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