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Make a budget
If your income stops or is reduced, it may be hard to meet financial commitments.
Budgeting is a practical way to see where you spend your money, and can help to:
- get a clearer picture of your overall financial position, which can make you feel more in control
- prepare you for unexpected expenses
- spot areas where you can cut back spending and save money.
Get financial support
There is a range of temporary payments available for people affected by coronavirus (COVID-19). The type of support you may get will depend on your situation. They include a:
There a number of savings available to eligible customers that can help reduce energy bills, including rebates for:
- retail customers (if you get your bill from an energy retailer)
- on supply customers (if you get your energy bill or invoice from a strata manager or community village operator).
No interest loans
Good Shepherd is working with the Federal Government and NAB to offer 24-month interest free household relief loans for those affected by coronavirus.
Loans of up to $3000 to pay for rent, bond and utilities, with no interest, charges or fees.
Financial Information Service
This is a free, confidential service where you can talk to a Financial Information Service Officer from the Federal Government about:
- financial products including superannuation and investments
- financial planners and how to use their advice
- the benefit of reducing your debt
- how to increase your retirement income