The No Interest Loan Scheme (NILS) is a community managed microcredit state-wide program providing fee-free and interest-free loans.
August 2025
What was approved
Approved for Anglican Community Services (Anglicare Shoalhaven NILS)
This project is administered by NSW Fair Trading through Community Grants.
$43,696 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Illawarra ShoalhavenLocation of the recipient
Baulkham Hills 2153About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Anglican Community Services (Anglicare Southwest Sydney NILS Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$43,696 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
South Western SydneyLocation of the recipient
Liverpool 2170About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Anglicare Community Services (Western Sydney NILS)
This project is administered by NSW Fair Trading through Community Grants.
$43,696 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Western SydneyLocation of the recipient
Baulkham Hills 2153About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Anglicare Community Services (South/West Regional NILS)
This project is administered by NSW Fair Trading through Community Grants.
$142,012 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Southern NSWLocation of the recipient
Baulkham Hills 2153About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Armidale Neighbourhood Centre Inc (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$43,696 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Northern NSWLocation of the recipient
Armidale 2350About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for BaptistCare NSW & ACT (Broken Hill & Wilcannia NILS)
This project is administered by NSW Fair Trading through Community Grants.
$65,544 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Far WestLocation of the recipient
Broken Hill 2880About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for BaptistCare NSW & ACT (Newcastle NILS)
This project is administered by NSW Fair Trading through Community Grants.
$126,124 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Hunter New EnglandLocation of the recipient
Mayfield 2304About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for BaptistCare NSW & ACT (Sutherland NILS)
This project is administered by NSW Fair Trading through Community Grants.
$43,696 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
South Eastern SydneyLocation of the recipient
Cronulla 2230About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for BaptistCare NSW & ACT (Warilla NILS)
This project is administered by NSW Fair Trading through Community Grants.
$65,544 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Illawarra ShoalhavenLocation of the recipient
Warilla 2528About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for BaptistCare NSW & ACT (Western NSW NILS)
This project is administered by NSW Fair Trading through Community Grants.
$65,544 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Western NSWLocation of the recipient
Baulkham Hills 2153About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Bridging the Gap Sydney West Inc (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$21,848 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Western SydneyLocation of the recipient
St Marys 2760About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for C3 Community Services Ltd (C3CS NILS)
This project is administered by NSW Fair Trading through Community Grants.
$65,544 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
South Western SydneyLocation of the recipient
Airds 2560About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Forster Neighbourhood Centre Inc. (Great Lakes NILS)
This project is administered by NSW Fair Trading through Community Grants.
$120,066 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Hunter New EnglandLocation of the recipient
Tuncurry 2428About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Gosford City Community & Information Service Ltd (Gosford City NILS)
This project is administered by NSW Fair Trading through Community Grants.
$132,182 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Central CoastLocation of the recipient
Narara 2250About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Highlands Community Centres Inc. (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$54,620 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
South Western SydneyLocation of the recipient
Bowral 2576About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Hope Connect Incorporated (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$32,772 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Western SydneyLocation of the recipient
Telopea 2117About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Hunter Region No Interest Loans Scheme Inc.
This project is administered by NSW Fair Trading through Community Grants.
$224,440 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Hunter New EnglandLocation of the recipient
Raymond Terrace 2324About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Interreach Limited (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$32,772 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
MurrumbidgeeLocation of the recipient
Deniliquin 2710About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Kempsey Neighbourhood Centre Inc. (Mcleay Valley NILS)
This project is administered by NSW Fair Trading through Community Grants.
$126,124 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Mid North CoastLocation of the recipient
Kempsey 2440About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Lifetime Connect Limited (Coffs Harbour Outreach NILS)
This project is administered by NSW Fair Trading through Community Grants.
$65,544 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Mid North CoastLocation of the recipient
Coffs Harbour 2450About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Lifetime Connect Limited (Nambucca Valley NILS)
This project is administered by NSW Fair Trading through Community Grants.
$21,848 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Mid North CoastLocation of the recipient
Macksville 2447About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Local Global Care - Dubbo (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$109,240 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Western NSWLocation of the recipient
Dubbo 2830About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Macarthur Diversity Services Initiative Ltd (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$65,544 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
South Western SydneyLocation of the recipient
Campbelltown 2560About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Manning Support Services Inc. (Hastings NILS)
This project is administered by NSW Fair Trading through Community Grants.
$65,544 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Mid North CoastLocation of the recipient
Port Macquarie 2444About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Manning Support Services Inc. (Taree & Gloucester NILS)
This project is administered by NSW Fair Trading through Community Grants.
$155,574 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Hunter New EnglandLocation of the recipient
Taree 2430About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Metro Assist Limited (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$32,772 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
SydneyLocation of the recipient
Campsie 2194About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Metro Assist Limited (South Western Sydney Metro MRC NILS)
This project is administered by NSW Fair Trading through Community Grants.
$54,620 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
South Western SydneyLocation of the recipient
Campsie 2194About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for MTC FutureReady Limited (Marrickville NILS Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$58,748 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
SydneyLocation of the recipient
Marrickville 2204About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Muru Mittigar Ltd (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$120,164 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Nepean Blue MountainsLocation of the recipient
Penrith 2750About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Neighbourhood Centres of Bellingen Shire Inc. (Bellingen NILS Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$43,696 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Mid North CoastLocation of the recipient
Bellingen 2454About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Northern Illawarra Community Connection Inc (NICCI NILS)
This project is administered by NSW Fair Trading through Community Grants.
$87,392 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Illawarra ShoalhavenLocation of the recipient
Bulli 2516About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Northern Rivers Community Gateway Incorporated (NILS NSW Financial Inclusion Coordinator)
This project is administered by NSW Fair Trading through Community Grants.
$174,252 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Northern NSWLocation of the recipient
Lismore 2480About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Northern Rivers Community Gateway Incorporated (Northern Rivers NILS)
This project is administered by NSW Fair Trading through Community Grants.
$109,240 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Northern NSWLocation of the recipient
Lismore 2480About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Our Community Project Ltd (Southern NILS)
This project is administered by NSW Fair Trading through Community Grants.
$157,704 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Illawarra ShoalhavenLocation of the recipient
Port Kembla 2505About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for St Vincent de Paul Society NSW (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$314,860 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Hunter New EnglandLocation of the recipient
Newcastle West 2302About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for The Hills Community Aid and Information Service Inc (North West NILS)
This project is administered by NSW Fair Trading through Community Grants.
$147,991 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Western SydneyLocation of the recipient
Baulkham Hills 2153About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for The Mary Mackillop Today (Bathurst NILS)
This project is administered by NSW Fair Trading through Community Grants.
$120,164 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Western NSWLocation of the recipient
Bathurst 2795About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for The Mary Mackillop Today (Cowra NILS)
This project is administered by NSW Fair Trading through Community Grants.
$43,696 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Western NSWLocation of the recipient
Cowra 2794About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for The Mary Mackillop Today (Lithgow NILS)
This project is administered by NSW Fair Trading through Community Grants.
$92,160 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Nepean Blue MountainsLocation of the recipient
Bathurst 2795About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for The Mary Mackillop Today (Blue Mountains NILS)
This project is administered by NSW Fair Trading through Community Grants.
$94,504 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Nepean Blue MountainsLocation of the recipient
North Sydney 2060About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for The Mary Mackillop Today (Young NILS)
This project is administered by NSW Fair Trading through Community Grants.
$65,544 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
MurrumbidgeeLocation of the recipient
Young 2594About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for The Parks Community Network Inc. (Fairfield NILS)
This project is administered by NSW Fair Trading through Community Grants.
$164,036 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
South Western SydneyLocation of the recipient
Wetherill Park 2164About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for The Salvation Army (NSW) Property Trust (Salvos New England NILS)
This project is administered by NSW Fair Trading through Community Grants.
$131,088 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Northern NSWLocation of the recipient
Inverell 2360About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Toukley Neighbourhood Centre Inc. (Wyong Shire NILS)
This project is administered by NSW Fair Trading through Community Grants.
$130,990 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Central CoastLocation of the recipient
Toukley 2263About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Winmalee Neighbourhood Centre Inc (NILS Loans Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$32,772 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Nepean Blue MountainsLocation of the recipient
Winmalee 2777About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026What was approved
Approved for Winmalee Neighbourhood Centre Inc (NSW NILS 1800 Freecall Service)
This project is administered by NSW Fair Trading through Community Grants.
$139,414 was approved by
Minister for Better Regulation and Fair TradingDate approved
August 2025Location of the project
Nepean Blue MountainsLocation of the recipient
Winmalee 2777About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2025-2026May 2024
What was approved
Approved for Anglican Community Services (Anglicare Shoalhaven NILS)
This project is administered by NSW Fair Trading through Community Grants.
$41,054 was approved by
Minister for Better Regulation and Fair TradingDate approved
May 2024Location of the project
Illawarra ShoalhavenLocation of the recipient
Baulkham Hills 2153About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2024-2025What was approved
Approved for Anglican Community Services (Anglicare Southwest Sydney NILS Scheme)
This project is administered by NSW Fair Trading through Community Grants.
$41,054 was approved by
Minister for Better Regulation and Fair TradingDate approved
May 2024Location of the project
South Western SydneyLocation of the recipient
Liverpool 2170About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2024-2025What was approved
Approved for Anglicare Community Services (Western Sydney NILS)
This project is administered by NSW Fair Trading through Community Grants.
$41,054 was approved by
Minister for Better Regulation and Fair TradingDate approved
May 2024Location of the project
Western SydneyLocation of the recipient
Baulkham Hills 2153About the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2024-2025What was approved
Approved for Anglicare NSW South, NSW West & ACT (Anglicare South/West Regional NILS)
This project is administered by NSW Fair Trading through Community Grants.
$133,426 was approved by
Minister for Better Regulation and Fair TradingDate approved
May 2024Location of the project
Southern NSWLocation of the recipient
Out of NSWAbout the grant
Applications approved
1
Applications received
1
No Interest Loan Scheme (NILS)
Agency funding this grant
NSW Fair TradingProgram term
2024-2025