Money tips and guidance
Spending and saving
Learning how to save is a life-long journey and it's never too late to start.
Student life and money
You can start thinking about money even as a student or if your income is low.
Fines and penalties
You could be given a fine or penalty notice for breaking the law. Find everything you need to know about getting a fine.
Tax
You will usually have to pay taxes when you earn money. How much you pay will depend on how much money you make. You will need a Tax File Number (TFN) to pay your taxes.
Understanding super
Superannuation is your money for retirement. Your employer must put part of your pay into your super account. Your super fund invests the money until you retire.
Debt
Debt is money you have borrowed and needs to be repaid. Debts include car loans, credit cards, buy now pay later services and mortgages. If you are struggling to repay your loans you can get help.
New business assistance
If you are interested in running your own business, the Australian Government offers new businesses help through the New Enterprise Incentive Scheme (NEIS). The NEIS can assist you with accreditation, mentoring and financial support.