Support for farmers and primary producers after floods
There is a range of support measures available for farmers and primary producers affected by storms and floods in NSW.
Primary producers, farmers, landholders, agriculture, horticulture and aquaculture businesses affected by floods in NSW can access a range of support, which is available to those in disaster declared local government areas (LGAs).
Special Disaster Grants
Primary producers can apply for $15,000 to immediately assist with clean-up and recovery costs. Those eligible can receive a further $60,000 to repair extensive damage to their properties.
Supply Chain Support Grant
If you are eligible for the full 2021 Special Disaster Grant, you may also be eligible for the Supply Chain Support Grant. This grant is designed to support agriculture, horticulture and aquaculture industries as they recover over the medium and long term. The amount of funding available varies by industry from $30,000 to $100,000.
Applications close 30 June 2022.
Storm and flood disaster recovery small business grant
This recovery grant provides up to $50,000 to eligible businesses. The funds are to help pay for the costs of clean up and reinstating small businesses and not-for-profits’(NFP) operations.
Small business northern flood grant
This grant is a one-off payment of $10,000 to small businesses and NFPs in the Northern Rivers. You must have experienced a minimum 40% decline in turnover in March 2022 due to flooding.
This grant is not available to businesses that have received the $50,000 disaster recovery grant.
Northern Rivers medium size business grant
Medium-sized businesses and NFPs in the Northern Rivers may be eligible for this grant. Up to $200,000 is available to help pay for the costs of clean up and reinstating operations.
SafeWork small business rebate
The $1000 rebate is available to small businesses and NFPs with fewer than 50 full-time employees. Sole traders can also apply. The rebate helps organisations purchase items that help with clean up or with work health and safety.
To apply, you must attend an eligible SafeWork NSW event. You may alternatively watch a webinar at your local recovery centre.
Disaster relief loans
Primary producers may be eligible for low-interest loans of up to $130,000. This loan can help a farm business to:
- continue to operate for the next 12 months
- replace and repair damage caused to the property.
Flood Property Assessment Program
The program provides free structural assessments of flood-impacted properties. Both insured and uninsured property owners can apply. For properties found to be beyond economic repair and uninhabitable, demolition and removal of waste will be undertaken at no cost.
Rural Landholder Grants
Applications for Rural Landholder Grants are now closed.
Up to $25,000 can be claimed by impacted rural landholders in all affected LGAs who are not currently eligible for support under existing mechanisms, such as insurance or special disaster assistance.
If you already have an approved application, you may still submit additional invoices.
Help from government agencies
Revenue NSW offer a range of options based on your circumstances, including:
- extension of payment or lodgement timeframes
- lifting of licence or registration sanctions
- putting debts on short-term hold and help with hardship applications
- duty relief on a replacement vehicle, if your car was written off.
You may be eligible for a refund on your vehicle registration or your licence fee. Visit Service NSW or call 13 88 77.
Australian Tax Office
Rural Assistance Authority
A natural disaster assistance transport subsidy is available to eligible farmers who are affected by a declared natural disaster event. This subsidy pays for the cost of transporting:
- fodder and/or water to an affected property
- stock to sale or slaughter
- stock to/from agistment.
Flood assistance from banks, financial services and legal providers
Ask how your bank can help
Australia’s banks have announced options to defer loan repayments for up to 3 months for customers affected by floods in NSW.
Your bank may also be able to assist you in other ways, such as:
- restructuring loans
- waiving fees and charges
- expediting insurance claims.
Contact your bank about how they can assist you.
Support from your telco
National debt hotline
Insurance and legal help
More information is available on legal and insurance support for people affected by floods.
Understanding your eligibility and how to apply
To receive funds of between $15,000 to $50,000, you will need to submit evidence of payment of the relevant costs at the time of application.
Receiving some grants or loans can make you ineligible for others. You may also not be eligible if your costs can be covered another way, such as by your insurance. So, it’s important to be well informed about your circumstances and to get tailored advice about what’s best for your business.
Find more information on Australian Government-funded grants on Special Disaster Assistance Guidelines (PDF, 523KB).
To get financial counselling, contact your local Rural Financial Counselling Service.
Recovery and clean-up help
Clean up and recovery after flooding can be a difficult and hazardous process.
Visit clean-up advice and assistance for information and assistance on:
- health hazards
- damaged fences
- dealing with injured animals and wildlife
- animal fodder.