Grants and payments for businesses, NFPs and community groups affected by floods

Your organisation or business may be eligible for special loans and subsidies if it was affected by floods. 

Check the list of Local Government Areas (LGAs) that are eligible. This support is administered by the NSW Rural Assistance Authority (RAA). 

Disaster relief loans for small business

Small businesses may be eligible for a low-interest loan up to $130,000 to help replace and repair damage caused to property. Applications are no longer accepted for the February 2022 floods. Previously approved applicants have until 30 September 2023 to submit invoices to claim payment.

Find out more about disaster relief loans for small business

Disaster relief loans for not-for-profits

Not-for-profit organisations affected by flooding or storm damage may apply for up to $25,000 in low-interest loans. Please note that loan applications for the flooding events in February 2022 will no longer be accepted from 30 June 2023.

Find out more about disaster relief loans for not-for-profits

Disaster relief loans for sporting and recreation clubs

A low-interest loan of up to $10,000 is available to meet the costs of restoring essential club facilities, equipment or other assets that were damaged or destroyed. Please note that loan applications for the flooding events in February 2022 will no longer be accepted from 30 June 2023.

Find out more about disaster relief loans for sporting and recreation clubs

Donated fodder transport subsidy

This scheme provides funding assistance to organisations that donate and transport fodder for livestock.

Find out more about the natural disaster donated fodder transport subsidy

Your medium-sized business or not-for-profit maybe eligible for the Medium Business Support Grant if you experienced damage due to storms and floods commencing:

• 4 August 2022
• 14 September 2022.

This grant of up to $200,000 is to help pay for the costs of clean up and reinstatement of operations.

The business or not-for-profit must be located in one of the following local government areas (LGAs): Balranald, Berrigan, Bogan, Bourke, Brewarrina, Cabonne, Carrathool, Central Darling, Cobar, Cowra, Dubbo, Edward River, Federation, Forbes, Griffith, Gunnedah, Hay, Junee, Lachlan, Leeton, Moree Plains, Murray River, Murrumbidgee, Narrabri, Narrandera, Parkes, Wagga Wagga, Walgett, Warren, Warrumbungle or Wentworth.

Find out more and apply for the Medium Business Support Grant on the Service NSW website.

If your small business or not-for-profit was affected by floods, you may be eligible for this grant. Applications are made through the Service NSW website. 

This grant is to assist organisations affected by storms and floods: 

• beginning September 2022 (AGRN 1034)
• beginning August 2022 (AGRN 1030).

Applications close 15 December 2023.

Up to $50,000 is available through this grant. The funds can go towards the costs of clean up and the reinstatement of operations. This might include:

• safety inspections 

• building repairs 

• cleaning equipment

• materials needed to resume trade

• disposing of debris and spoiled stock. 

Find out more about the disaster recovery small business grant

This program provides $6.5 million to help community-based and volunteer-based non-government organisations deliver critical services to communities.

Services funded through this grant are to assist those affected by the floods that began in August 2022, in the disaster-declared areas of AGRN 1030 or 1034.

Applications closed Friday 1 September 2023.

For further information, visit NGO Flood Recovery Program – open competitive grants.

The $1000 rebate is available to small businesses and not-for-profits with fewer than 50 full-time employees. Sole traders can also apply.   

The rebate helps organisations purchase items to improve work health and safety. To apply, you must agree to the terms and conditions.

Find out more and apply for the rebate

Applications for this grant closed on 30 June 2023.

Businesses that successfully applied for this grant have more time to submit invoices to claim payment. Applicants have until 15 December 2023 to submit supporting documents.

Find information about the Northern Rivers medium size business grant

Applications for this grant closed on 30 June 2023.

Businesses that successfully applied for this grant have more time to submit invoices to claim payment. Applicants have until 15 December 2023 to submit supporting documents.

Find information about the Northern Rivers Commercial Property Return to Business Support Grant

This package provides funding to support small repairs and rebuilding of arts and culture.  

Your organisation may be eligible if it was affected by the floods beginning in February 2022. View the list of eligible suburbs under AGRN 1012. 

To receive funds of between $15,000 to $50,000, you will need to submit evidence of payment of the relevant costs at the time of application. For the June/July and August/September flood events the minimum threshold is $25,000.

Receiving some grants or loans can make you ineligible for others. You may also not be eligible if your costs can be covered another way, such as by your insurance. So, it’s important to document your circumstances and get tailored advice about what’s best for your business.

To check your eligibility, use the Service NSW Disaster Assistance Finder. You can also call Service NSW on 13 77 88 for information and support.

Get free legal advice with Legal Aid. You can call Legal Aid on 1800 801 529, from 9am to 5pm on weekdays.