Grants and payments for businesses, NFPs and community groups affected by floods
If your business, community group or not-for-profit has been affected by severe weather and flooding in NSW, there are grants, payments and other assistance available.
Support expanded to more areas
The Medium Size Business Support grant will be expanded to more areas for businesses affected by the floods that began in August and September 2022. More information will be available here soon.
For help finding support available
- To speak to someone on the phone, call Service NSW on 13 77 88
- Get face-to-face support at a recovery centre.
- Visit the Translating and Interpreting Service for help with translation online or on the phone.
Australian Government reference numbers
This page uses Australian Government reference numbers (AGRNs) to identify natural disaster declarations. A full list of disaster declarations and their AGRNs is available.
Disaster relief loans
Your organisation or business may be eligible for special loans and subsidies if it was affected by floods.
Check the list of Local Government Areas (LGAs) that are eligible. This support is administered by the NSW Rural Assistance Authority (RAA).
Disaster relief loans for small business
Small businesses may be eligible for a low-interest loan up to $130,000 to help replace and repair damage caused to property.
Apply for disaster relief loans for small business
Disaster relief loans for not-for-profits
Not-for-profit organisations affected by flooding or storm damage may apply for up to $25,000 in low-interest loans.
Apply for disaster relief loans for not-for-profits
Disaster relief loans for sporting and recreation clubs
A low-interest loan of up to $10,000 is available to meet the costs of restoring essential club facilities, equipment or other assets that were damaged or destroyed.
Apply for disaster relief loans for sporting and recreation clubs
Donated fodder transport subsidy
This scheme provides funding assistance to organisations that donate and transport fodder for livestock.
Apply for the natural disaster donated fodder transport subsidy
Disaster recovery small business grant
If your small business or not-for-profit was affected by floods, you may be eligible for this grant. Applications are made through the Service NSW website.
This grant is to assist organisations affected by storms and floods:
- beginning September 2022 (AGRN 1034)
- beginning August 2022 (AGRN 1030)
beginning June 2022 in defined disaster areas of highly impacted suburbs
beginning February 2022 (AGRN 1012).
Up to $50,000 is available through this grant. The funds can go towards the costs of clean up and the reinstatement of operations. This might include:
safety inspections
building repairs
cleaning equipment
materials needed to resume trade
disposing of debris and spoiled stock.
Apply for the grant for floods beginning in August or September 2022
$1000 SafeWork small business rebate
The $1000 rebate is available to small businesses and not-for-profits with fewer than 50 full-time employees. Sole traders can also apply.
The rebate helps organisations purchase items to improve work health and safety. To apply, you must agree to the terms and conditions.
Northern Rivers medium size business grant
If your medium-sized business or not-for-profit was affected by floods beginning in February 2022, you may be eligible for this grant. Applications are made through the Service NSW website.
Up to $200,000 is available to help pay for the costs of clean up and restoring operations.
Your organisation must be located in one of these Local Government Areas (LGAs):
Ballina
Byron
Clarence Valley
Kyogle
Lismore
Richmond Valley
Tweed Shire.
Northern Rivers Commercial Property Return to Business Support Grant
Commercial property owners in the Northern Rivers that were directly impacted by storms and floods in February and March 2022, may be eligible for the Northern Rivers Commercial Property Return to Business Support Grant.
This disaster recovery grant of up to $50,000 will help commercial property owners pay for costs associated with the re-establishment, clean-up and reinstatement of commercial properties to allow tenants and occupants to return to business.
Your organisation must be located in one of these Local Government Areas (LGAs):
Ballina
Byron
Clarence Valley
Kyogle
Lismore
Richmond Valley
Tweed Shire.
Apply for the Northern Rivers Commercial Property Return to Business Support Grant
Community Local Infrastructure Recovery Package
This package provides funding to support small repairs and rebuilding of arts and culture.
Your organisation may be eligible if it was affected by the floods beginning in February 2022. View the list of eligible suburbs under AGRN 1012.
Help with eligibility and applying for support
To receive funds of between $15,000 to $50,000, you will need to submit evidence of payment of the relevant costs at the time of application. For the June/July and August/September flood events the minimum threshold is $25,000.
Receiving some grants or loans can make you ineligible for others. You may also not be eligible if your costs can be covered another way, such as by your insurance. So, it’s important to document your circumstances and get tailored advice about what’s best for your business.
To check your eligibility, use the Service NSW Disaster Assistance Finder. You can also call Service NSW on 13 77 88 for information and support.
Get free legal advice with Legal Aid. You can call Legal Aid on 1800 801 529, from 9am to 5pm on weekdays.
Additional information
- Flood-contaminated land assessment (Northern Rivers)
- The Flood Property Assessment Program
- Flood clean-up assistance and advice
- Grants and payments for farmers and primary producers after floods
- Small Business Commissioner - Quick guide to making insurance claims
- Guides to help business prepare for and recover from disaster
- Have your say on business impacts of floods, storms