Financial support for businesses, NFPs and community groups affected by floods
If your business, community group, child care or not-for-profit has been affected by severe weather and flooding in NSW, there is financial support and other assistance you can apply for.
A range of support is available
Use the Disaster Assistance Finder to find support available to you.
For face-to-face help visit your local recovery centre.
Northern Rivers flood grant support sessions extended
Residents, businesses and primary producers affected by floods can get 1 on 1 support for flood grant applications.
Support sessions will be held in Evans Head from Monday 27 June to Wednesday 29 June.
Make a booking by calling Service NSW on 13 77 88
Grants for flood-affected businesses and NGOs
Organisations in disaster-declared Local Government Areas (LGAs) are eligible for financial support.
NGO Flood Support Program
Non-government organisations are encouraged to register for the NGO Flood Support Program.
The program will support community and volunteer groups in highly impacted LGAs to assist people in need and aid local recovery.
Eligibility assessments close Monday 27 June 2022.
Securing funding is a 2-stage process. First, organisations will need to demonstrate their eligibility for the program. In the second stage, eligible organisations will then be invited to apply for funding.
Storm and flood disaster recovery small business grant
Supply chain support grants
These grants administered by the Rural Assistance Authority complement the 2021 $75,000 Special Disaster Grant supporting NSW's agriculture, horticulture and aquaculture industries to rebuild and recover.
Eligible primary producers need to have accessed the 2021 $75,000 Special Disaster Grant before applying for funds ranging from $30,000 to $100,000, depending on industry sector.
Applications close 30 June 2022.
Small Business Northern Flood Grant
Up to $10,000 is available for eligible small businesses and not-for-profit (NFP) organisations in the Northern Rivers. You must have had a minimum 40% decline in turnover in March 2022 due to flooding. This grant is not available to businesses that have received the $50,000 disaster recovery grant.
Northern Rivers medium size business grant
Medium-sized businesses and NFPs located in the Northern Rivers may be eligible for this grant. Up to $200,000 is available to help pay for the costs of clean up and restoring operations.
SafeWork small business rebate
The $1000 rebate is available to small businesses and not-for-profits with fewer than 50 full-time employees. Sole traders can also apply.
The rebate helps organisations purchase items to help clean up or improve work health and safety. To apply, you must attend an eligible SafeWork NSW event. You may alternatively watch a webinar at your local recovery centre.
Flood Property Assessment Program
The program provides free structural assessments of flood-impacted properties. Both insured and uninsured property owners can apply. For properties found to be beyond economic repair and uninhabitable, demolition and removal of waste will be undertaken at no cost.
Disaster relief loans
Support for Early Childhood Education and Care Services
Applications for Early Childhood Education and Care Flood Recovery Grants are now closed.
This grant was available to eligible early childhood services in disaster-declared areas. The funds were to repair or replace damaged equipment and infrastructure. Funds can be used on resources or activities that have already been purchased or completed.
2022 East Coast Floods Emergency Response Grant Program
Grants of up to $20,000 could be applied for by Aboriginal and Torres Strait Islander corporations in flood-affected areas.
Applications have closed.
Large business support
Major employers in the region that have been disproportionately impacted will be able to apply for funding to recover and retain skilled jobs in local communities.
Regional NSW has commenced consultation with businesses in the Northern Rivers areas.
Understanding your eligibility and how to apply
To receive funds of between $15,000 to $50,000, you will need to submit evidence of payment of the relevant costs at the time of application.
Receiving some grants or loans can make you ineligible for others. You may also not be eligible if your costs can be covered another way, such as by your insurance. So, it’s important to document your circumstances and get tailored advice about what’s best for your business.
Find more information on Australian Government-funded grants on Special Disaster Assistance Guidelines (PDF, 523KB).
To get financial counselling, contact your local Rural Financial Counselling Service.
Clean-up and recovery grants are now available in disaster declared LGAs. These grants support removing debris and cleaning up flood-impacted businesses.
Help from government agencies
Revenue NSW offer a range of options based on your circumstances, including:
- extension of payment or lodgement timeframes
- lifting of licence or registration sanctions
- putting debts on short-term hold and help with hardship applications
- duty relief on a replacement vehicle, if your car was written off.
You may be eligible for a refund on your vehicle registration or your licence fee. Visit Service NSW or call 13 88 77.
Australian Tax Office
The Australian Tax Office can help you with your tax or super obligations. Taxpayers in flood-affected areas will be provided with any additional time they need to meet any upcoming business activity statement obligations.
Any GST refunds taxpayers are entitled to will also be fast-tracked to free up cash flow and help fund recovery.
Find out more on their website or call the emergency assistance line on 1800 806 218.
NSW Department of Education
Up to $1000 is available for teachers in flood-affected public schools to help replace education materials. The funding is part of the $67 million Education Flood Recovery Package.
Schools will share information with teachers on how to access the funds.
Flood assistance from banks, financial services and legal providers
Ask how your bank can help
Australia’s banks have announced options to defer loan repayments for up to 3 months for customers affected by floods in NSW.
Your bank may also be able to assist you in other ways, such as:
- restructuring loans
- waiving fees and charges
- expediting insurance claims.
Contact your bank about how they can assist you.
Support from your telco
National debt hotline
Insurance and legal help
More information is available on legal and insurance support for people affected by floods.
Support to repair community, arts and cultural centres
$100 million has been allocated by Commonwealth and NSW Governments for help with repair and reconstruction of community facilities and assets, such as:
- playing fields and courts
- youth and senior facilities.
This funding is available under the Disaster Recovery Funding Arrangements. For further information, contact Service NSW on 13 77 88.
Aboriginal community infrastructure repair
$50 million has been allocated by the Commonwealth and NSW Governments for:
- the repair and construction of Aboriginal community infrastructure
- access needs owned by Local Aboriginal Councils.
Details for the delivery of this program will be confirmed soon.