Dealing with finances

Switching careers may not happen overnight. Depending on your circumstances, there may be a period of time between careers where your income is reduced or non existent. 

In this situation, you may want to consider:

  • putting a budget together
  • seeking guidance from a financial adviser

Budgeting and bills

Budgeting is a practical way to see where you spend your money, and can help to: 

  • get a clearer picture of your overall financial position, which can make you feel more in control 
  • prepare you for unexpected expenses 
  • spot areas where you can cut back spending and save money

ASICs' Moneysmart website has tips and guidance to help you when:

  • paying council rates, bills and fines
  • planning and making a budget