Everyday money matters

• The Cost of Living Hub—Find helpful information from more than 80 government and non-governments so you can manage everyday expenses, reduce the cost of living, and access rebates and vouchers.
• Moneysmart Budget planner—Work out where your money is going.
• Get Moneysmart—Expert help and advice on making financial decisions.
• Saver Plus—Established by The Brotherhood of St Laurence in partnership with ANZ in 2003, Saver Plus is a financial education program for families and individuals on a tight budget to develop life-long savings habits.

• Reduce living costs—The NSW Government is helping ease the cost of living with more than 70 rebates and savings.
• Fuel Check — Find the cost of fuel near you.
• Energy Made Easy — How to get energy smart and find the right plan.
• NSW public dental services—Find out about public dental health services near you.

• Buying products and services—Your rights when buying products and services in NSW.
• Loans, credit and debt — Learn more about loans, credit and debt, including payday loans, credit cards and home loans.
• Borrowing money: Your rights—Information about your rights when borrowing money.
• Insurance law factsheets — Get the facts about insurance, including car, home and contents, natural disasters, funeral and pet insurance.
• Scams and cybercrime—Learn how to protect yourself from scams and cybercrime.
• ID Support NSW—ID Support NSW help customers if their government proof of identity credentials are stolen or fraudulently obtained.
• Mortgage stress—A practical guide if you are having problems with your home mortgage. Call 1300 888 529.

Learn more about Moneysmart's information on insurance including:

• life insurance
• income protection insurance
• total and permanent disability (TPD) insurance
• trauma insurance
• car insurance
• home insurance
• contents insurance
• storm, flood and fire insurance
• health insurance
• funeral insurance
• pet insurance
• consumer credit insurance
• mobile phone, tablet and laptop insurance

• Moving to NSW—Information about settlement in NSW to help all migrants living in NSW.
• Refugee rights and services—Newly arrived refugees can get help to understand their legal rights and access legal services.
• Money management — Money management for new arrivals to Australia and community settlement workers.

• Money tips—Money tips, advice and resources for Aboriginal and Torres Strait Islander people.
• Mob Strong Debt Help—Financial advice for Aboriginal and Torres Strait Islander people. Call 1800 808 488.

• ADA Australia—Supporting the financial capability of people living with intellectual disability.

• Financial support—Advice from Carers NSW on financial supports available, including payments and pensions, concessions and rebates, and the Young Carer Bursaries.

• ACYP's Lifeskills—Watch the video for tips on planning, organising and controlling your money, and check out more financial management resources from the Advocate for Children and Young People.
• Moneysmart - Saving and debt resource for young people.

• Seniors information— Find out about concessions available to seniors, how to apply for the Age Pension, and get help with decisions about your future legal, health and financial needs.
• Seniors Card—The NSW Seniors Card and Senior Savers Card are for NSW permanent residents over the age of 60 to receive discounted products and services.

Career advice and support

• Careers NSW—A free service that provides NSW residents with access to high quality, personalised careers guidance and resources.
• Jobactive—Help with your job search. To talk to someone, call the Employment Services Information Line on 13 62 68.
• Career Transition Assistance—For people aged 45 and older to help you build skills and confidence to be more competitive in your local job market.
• Job access for people with disability—Assistance available including help finding work, changing jobs, accessing DES providers and workplace modifications to help you find and maintain employment. Call 1800 464 800.

Resources

• Return to Work Toolkit—The Return to Work Toolkit brings together a range of trusted online resources to help women find reliable information on entering or re-entering the workforce, upskilling or starting a business.
• Getting your first job—Information about how to be job-ready, learning new skills, looking for work and what to do when you've been made an offer.
• Changing careers—Information about different career paths, training options and how to get financial support.
• Plan your career journey—Help with identifying your interests and skills, and information on types of jobs, education and training.
• Pay and Work Conditions Tool—Calculate pay rates, shift calculations, annual and sick leave, notice and redundancy entitlements.
• Negotiate your salary package—Once you have been offered the job, you may have to negotiate your package.
• Negotiate your salary—How to ask for a pay rise.
• Dress for Success—Assistance with work clothes.
• Workplace Sexual Harassment Resources - Our Watch's 'Lead the Change' initiative provides videos and factsheets and free workplace tools.

Documents, drivers license and taxation

• Prove your identity—Documents you may need to confirm your identity.
• Birth certificate information—Information on how to apply, proof of identity, fees and processing times.
• Driver and rider licences—Information on getting, renewing or replacing a driver or riders licence in NSW.
• Driver’s licence support—Driver’s licence assistance for disadvantaged Aboriginal people and other disadvantaged communities.
• Information about taxation—Australian Taxation Office help and advice.

Find employment opportunities

• I work for NSW—Find jobs within the NSW public service.
• WORK180—Find jobs specifically for women.
• Pointer Remote—Find remote roles from agile employers.
• Move to More—Find roles within regional Australia.

Training and scholarships

• Future Women Rural Scholarship Program—The NSW Rural Scholarship connects women from regional, remote and rural communities to a large, like-minded network that helps fast-track professional goals.
• Subsidised or fee-free short courses—TAFE NSW provides a range of government subsidised programs, available for eligible residents to access fee-free^* or low-cost training.

• Return to Work Toolkit—The Return to Work Toolkit brings together a range of trusted online resources to help women find reliable information on entering or re-entering the workforce, upskilling or starting a business.
• Returning to work after a career break or parental leave—information about getting ready to go back to work, organising childcare, looking for work and negotiating flexible work.
• Plan your career journey—Help with identifying your interests and skills, and information on types of jobs, education and training.

Resources

• Help if you lose your job — Getting support, finding work, understanding your rights, and getting help with costs.
• Jobactive—Help with your job search. To talk to someone, call the Employment Services Information Line on 13 62 68.

Financial support

• JobSeeker Payment—Financial support may be available to you.
• Youth Allowance for job seekers—If you're aged under 21 and looking for work, or temporarily unable to work, financial support may be available.
• Job access for people with disability—Assistance available including help finding work, changing jobs, accessing DES providers and workplace modifications to help you find and maintain employment. Call 1800 464 800.

• Job access for people with disability—Assistance available including help finding work, changing jobs, accessing DES providers and workplace modifications to help you find and maintain employment. Call 1800 464 800.

• Carers + Employment Hub — A centralised access point for information and resources to support family and friend carers in NSW to successfully balance their caring responsibilities with employment.

• Business Toolkit for Indigenous Women—Aims to inform and inspire Aboriginal and Torres Strait Islander women in their aspirations to be successful businesswomen.

• Rural Financial Counselling Service—Free, independent and confidential assistance to help eligible farmers and small rural related businesses with current and long-term financial planning.
• Young Farmers Business Program —Opportunities for women in rural and remote NSW to help improve their business skills.
• Scholarships and Allowances for Rural Students—A range of allowances an scholarships are available for students in rural and remote locations who live away from the family home to attend school.

Other useful resources for rural and regional women

• Rural Women's Resource—The Rural Women’s Resource page brings together a broad range of accessible and trusted information to assist women living in regional, rural or remote NSW.
• Holiday Fun for Regional Youth—The Office for Regional Youth’s Holiday Break program provides young people in regional NSW with the opportunity to enjoy a range of free activities to connect, socialise, learn new skills and have fun during the school holidays. 
• Rural Women’s Award—Supports women’s contribution to primary industries and rural communities by providing financial assistance, mentoring, resources and support.
• IPTAAS—IPTAAS is the Isolated Patients Travel and Accommodation Assistance Scheme. This is a NSW Government scheme providing financial assistance towards travel and accommodation costs when a patient needs to travel long distances for treatment that is not available locally.

• Young Workers eToolkit - Access a range of resources that have been specifically developed to support young workers’ safety.
• Successful Futures Portal - The Successful Futures Portal is an initiative of COMPACT Incorporated, which aims to assist young people to get a start in their desired career.

How to start a business

• Support for businesses — Support options and government requirements to start or grow a business in NSW.
• Business Planning—Business structures/types, business plans, intellectual property, industry information, and a step by step guide to starting a business.
• Register your business—How to get an Australian Business Number (ABN) for your business.
• Business Concierge—The Business Concierge service gives free, personalised guidance to help women business owners at every stage of the business journey.
• Business Connect—Get independent business advice, practical insights and business skills training on a range of topics for your small business.
• Growing your business—Get independent business advice, practical insights and business skills training on a range of topics for your small business. Advice is available in English, Mandarin, Arabic, Vietnamese, Korean or Cantonese.
• Council help for home businesses—Information on requirements, where to go for support, and a helpful guide for getting started.
• Business and trade licences—Information to help you run your business and be a licensed tradesperson.
• Business Toolkit for Indigenous Women—Aims to inform and inspire Aboriginal and Torres Strait Islander women in their aspirations to be successful businesswomen.
• Workplace health and safety — The basics for getting started on making your workplace safe.
• Support for Women in Business—Helps women start, run and grow their business, with access to available funding, education, networks, programs and services they need to succeed.
• Business Concierge service—Business Concierge can provide ongoing one-on-one guidance at every stage of your business journey and is a free service offering to NSW business owners..
• Service NSW Business Profile—Your Service NSW Business Profile can help you manage your applications for business licences, grants, vouchers and more.

Training Opportunities

• Women in Business — A free online program to learn about starting or growing a micro or small business.
• Young Farmers Business Program—Opportunities for women in rural and remote NSW to help improve their business skills.

Grants and funding

• Rural Women’s Award —Supports women’s contribution to primary industries and rural communities by providing financial assistance, mentoring, resources and support.
• Create NSW—Provides grants, funding and support for arts and cultural organisations, professional artists and arts and cultural workers across metro and regional NSW.
• South West Arts Funding—Funding for people in the arts.